How we score a structure: inside the Structura Score

The Structura Score is a suitability score, not a quality grade. A geared, non-protected note is a poor fit for a saver and an excellent fit for a growth investor, so a single blended number would mislead exactly the people it is meant to help.

Instead we score every structure three times, once for each investor profile: Conservative, Balanced and Aggressive. Each score is a 0 to 100 fit for that profile, and the highest is shown as the best fit.

The Conservative fit rewards capital protection and a shallow downside above all else. The Aggressive fit rewards return potential and accepts a larger downside for it. The Balanced fit sits between the two, weighing protection and upside together.

Every input is derived from the structure's own features, its protection level, its capped or uncapped upside and its worst-case loss, so each score is explainable. You can always see why a structure fits a profile the way it does.

Start from your own profile, then read the matching score. A high Aggressive fit tells a saver nothing useful, and a high Conservative fit will look dull to someone chasing growth.

Open the breakdown on the deep-dive, read the one-line reason under each profile, and then read the term sheet. The score is a starting point for judgement, not a substitute for it.