Understand Structured Products with Clarity.
Structured products can protect the money you put in, pay you a defined return, or grow it faster than the market. We help you see exactly what each one does, in plain English, before you invest a rupee.
New to structured products? Start with your questions.
Straight answers first, written for a first-timer. No jargon, no sales pitch.
What is a structured product?
A single investment, usually a note or debenture, whose return follows a set formula linked to a market like the Nifty, instead of simply rising and falling with it.
Read the basicsIs my money safe?
It depends on the structure. Many return your original money in full at maturity; others trade some of that safety for a higher potential return. Each one says which, plainly, and every payoff assumes the issuer can pay.
How protection worksWhat do I actually earn?
A defined outcome you can see before you invest: a fixed return, a share of the market's rise, or a mix of both. We show the exact payoff of every note on one simple chart.
Earning and the trade-offWho is this for, and not for?
For investors who want a defined, rules-based outcome for part of their portfolio, not a replacement for a simple, liquid core. If you may need the money back at short notice, these are usually a poor fit.
Fitting them into a portfolioUnderstand any structure in three steps
You do not need a finance degree. The site is built to make each structure clear.
Choose a structure
Browse families by what they do: protect your money, pay a return, or grow it faster. Filter by risk, tenure and what is available now.
Browse structures 02See its payoff
Put structures side by side and see exactly what each one pays at every market move, on clear charts with labelled axes.
Compare structures 03Check its history
See how the same structure would have behaved through real market history, from the 2008 crash to recent years, before you commit.
Explore market regimesEvery structure, organised by what it does
Six families of structured products, grouped by the job they do for your money, each with a plain suitability score and live market data.
All Weather Equity Principal Protected
Your original money is protected, and you earn a defined return if the market rises. Around 12% at best, with no market loss.
All Weather Equity Non-Principal Protected
A bigger target return (about 14 to 15%) for giving up the capital protection, so you take the market's falls too.
Twin Win
Pays the higher of a fixed return or your share of the market's rise, and protects your original money.
Maximiser
Earns more than the market on the way up, with no ceiling, but falls with the market on the way down.
Leverage
Pays a large fixed reward if the market rallies hard, protects you across a wide band, but gears up losses in a deep fall.
Yield Maximiser
Targets a fixed return backed by a government bond, and protects your original money. Behaves like a bond.
Structures, mapped to the market you expect
Tell us the market you expect over your holding period, and see the families whose mechanics have historically suited that view.
From first principles to deep structures.
Sixteen plain-English lessons on how these products work, what they cost, and how to judge one before you invest.
Questions about a structure? Talk to Finwisor.
Finwisor is an AMFI-registered distributor. We can walk you through how a specific structure works, what it pays and what it risks, and help you access it if you decide to invest. We do not provide investment advice.